The following items are generally required by most lenders
in order to complete a mortgage in a timely manner. Be sure
to provide the following items if they apply to you:
-
W-2 Forms
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Pay Stub - most recent - 1 month
-
Most recent statement (all pages) for banks, mutual
funds and IRA's (internet statements are not accepted)
Name and phone number of insurance agent
-
Federal tax returns for the previous 2 years (if self
employed or receive commission income)
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Complete copy of bankruptcy papers including discharge
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Divorce decree and separation agreement
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Lease agreements on rental properties
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Proof of child support
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Letter of explanation for gap in employment
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Veteran - certificate of eligibility and DD214
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If using proceeds from the sale of one property to
purchase another property, please include an estimate of
those net proceeds.
